PSTCFCU Current Rates

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Share Rates

**Share Accounts**
Account Type	Minimum Amount	Rate #	APY ##
Share *	$5	0.25%	0.25%
Club *	$0	0.25%	0.25%
Share Draft **	$0	0.25%	0.25%

* Minimum balance of $100 in order to accrue stated dividend.
** Minimum balance of $1 in order to accrue stated dividend.
# APR or Rate = Annual Percentage Rate
## APY = Annual Percentage Yield

Share Certificates ***
Account Type	Minimum Amount	Rate #	APY ##
6 Month	$500	0.40%	0.40%
12 Month	$500	0.70%	0.70%
12 Month	$10,000	0.80%	0.80%
12 Month	$25,000	0.90%	0.90%
12 Month	$50,000	1.00%	1.00%
30 Month	$500	1.29%	1.30%
Money Market	$2,000	0.35%	0.35%
IRA	$1	0.70%	0.70%
IRA	$10,000	0.80%	0.80%
IRA	$25,000	0.90%	0.90%
IRA	$50,000	1.00%	1.00%

***Penalty may be imposed for early withdrawal of principal.

# APR or Rate = Annual Percentage Rate
## APY = Annual Percentage Yield

Loan Rates

Loan Type	APR*** #*
Personal Signature	8.5% - 18.0%
Vacation/Holiday - 1 year	8.5% - 18.0%
Co-Maker/Co-Signer	8.5% - 18.0%
Back-To-School Loan Promotion!! (7/15/2014 - 9/30/2014) Maximum 9 months $1,000.00	5.9% - 16.5%
Sweetheart Loan (1/5/2015 - 2/11/2015) Maximum 6 months $ 500.00	5.9% - 16.5%
Share Secured	5.0%
180 Day Loan (1)	21.5% - 22.0%

**** For qualified buyers.

# APR or Rate = Annual Percentage Rate

(1) Loan requires a $20.00 application fee (may be added
to loan principal). Minimum loan request is $200.00 -
maximum is $1,000.00. 180 day re-payment period with
flexible monthly, bi-weekly or weekly payments.

Loan Type	APR*** #*
New Auto 36/48 Months	2.74% - 9.49%
New Auto 60/72 Months	2.99% - 9.74%
New Auto 84 Months	3.24% - 9.99%
Used Auto 5 yrs. or less 36/48 Months	2.99% - 10.74%
Used Auto 5 yrs. or less 60 Months	2.99% - 10.99%
Used Auto 4 yrs. or less 72 Months	2.99% - 11.49%
Used Auto 2 yrs. or less 84 Months	3.24% - 11.49%